Ryan Chang · G11 VLD

Learning to see
the story in numbers.

I prefer understanding ideas and connecting them together instead of memorizing them. This site records my VLD journey through Finance & Quantitative Modeling for Analysts.

LEARNING CURVESEP — OCT
ModelsFinance
04courses
37hcurriculum
01course in progress
ForecastingFinancial statementsRegressionDCF analysisDecision modelsForecastingFinancial statements
RC
LEARNER PROFILE

Ryan Chang

Grade 11 · Virtual Learning Day

“That’s the difference between us: you want to lose small; I want to win big.”
01

Why this journal exists

I learn by understanding and connecting concepts.

My goal is to build basic knowledge in quantitative finance and connect it to my future university studies and career. This space turns coursework into an active, honest record of that progress.

My advice to a Grade 10 student: feeling stressed is normal. Keep asking questions and take the work one step at a time.

VLD in one minute

Directed learning
with real accountability.

01

VLD is a graded, credit-bearing course—not a free period or time for homework from another class.

02

I choose a credible academic or wellbeing course, and my supervisor teacher approves it before enrollment.

03

I am graded on how well I direct my learning, not simply on how quickly I finish modules.

04

This website is my summative product. It stays current, safe, and accessible to my supervisor teacher.

05

Every session ends with a dated reflection. Honest, specific reflection carries the greatest weight.

NOW STUDYINGCOURSE 01 / 04
01

University of Pennsylvania · Wharton

Fundamentals of
Quantitative Modeling

25%

Follow the process

One course.
A visible learning process.

Open the journal